Agent Commerce
PerfectPay's agent-commerce surface is built for machine-to-machine buying flows, hosted agents, and protocol adapters such as UCP.
Available Surfaces
| Surface | Public entry point |
|---|---|
| UCP shopping service | /.well-known/ucp discovery plus REST operations like /catalog/search and /checkout-sessions |
| MCP server | perfectpay-agent-commerce with five tools |
| Hosted buyer and seller agents | managed buyer and seller workflows for search, negotiation, approval, and payment offers |
| TypeScript SDK | @perfectpay/agentic |
What Merchants Can Roll Out
- catalog search and syndication
- checkout session creation and completion
- credential issuance and verification
- spending authorization checks
- negotiation guardrails
- hosted buyer and hosted seller flows
Payment Methods in Agent Flows
Agent flows can be configured to prefer instant-settlement options such as FedNow and RTP when those rails are enabled for the merchant and offer better unit economics than cards.