Solutions
PerfectPay is a general-purpose payments orchestrator, but certain verticals benefit from specific combinations of features. These guides explain how to wire PerfectPay for each use case.
Marketplaces
Split payments across sellers, manage seller onboarding and KYC, schedule or instant-pay seller payouts, and reconcile commissions -- all through one integration.
Key features: split payments, payouts, connectors
Subscriptions
Recurring billing, usage-based metering, hybrid plans, and cross-processor retry on decline. Mandate management handles bank debit and card-on-file authorization.
Key features: subscriptions API, mandates, smart routing
Gig Economy
Pay workers instantly over the rail that works best for each recipient -- Push-to-Card, RTP, FedNow, or ACH fallback. Smart rail selection picks the fastest funded option automatically.
Key features: payouts, instant settlement, payment rails
Restaurants
Customer-present payments at the counter or tableside, tip adjustment, split checks, and instant settlement to improve daily cash flow.
Key features: customer-present, instant settlement, connectors
Restricted Industries
Industries that face processor attrition need redundancy. PerfectPay's 140+ connectors and alternative payment rails (ACH, FedNow, RTP, crypto) keep transactions flowing when a single provider pulls support.
Key features: connectors, smart routing, payment rails
Choosing Your Path
| Vertical | Start with |
|---|---|
| Marketplace | Split payments and seller payouts |
| SaaS / Subscriptions | Recurring billing and mandate management |
| Gig / On-demand | Multi-rail payouts and instant settlement |
| Restaurant / Retail | Customer-present terminal integration |
| Restricted vertical | Multi-connector redundancy and alternative rails |
If your use case spans multiple verticals, start with the getting started guide and layer on the solution-specific features as you build out.